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Orgo-Life the new way to the future Advertising by AdpathwayA shallower rate-hike cycle could still strain household budgets as higher EMIs, elevated inflation and uncertain wage growth weigh on borrowers
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For home loan borrowers, the choice between higher EMIs and longer tenures carries its own cost | Image: Canva/Free
Aathira VarierSubrata Panda Mumbai
5 min read
Last Updated :
Oct 22 2026 | 11:07 PM
IST
The latest repo rate-hike cycle is expected to be shallower than the last, but it could still squeeze household finances, as higher equated monthly instalments (EMIs) are coinciding with elevated living costs and potentially slower wage growth.


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